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97 Burns Rd, Concho, AZ, 85924

4beds
2baths
1,200sqft
$385,000
$321price/sqft
$2,343/moest. monthly cost
$93,720/yrincome needed

About This Home

Escape to the peace and beauty of Northern Arizona with this spacious 4-bedroom, 2-bath home offering the perfect blend of comfort, functionality, and country living. The inviting floor plan provides plenty of room for family and guests, while large covered porches create the ideal space to relax, entertain, and take in the fresh mountain air and wide-open views. A standout feature of the property is the impressive detached shop/garage, offering abundant space for vehicles, equipment, hobbies, or a workshop. Whether you're looking for room to store your toys, work on projects, or simply enjoy extra storage, this versatile building is ready to meet your needs. Located in the quiet community of Concho, this property offers the privacy and space you've been searching for while still providing convenient access to nearby amenities. Whether you're looking for a full-time residence, weekend getaway, or country retreat, this home is ready to welcome you.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Concho Elementary SchoolGrades PK-89.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Master Downstairs,Shower,Full Bath,Kitchen/Dining Room Combo
  • Window features: Double Pane Windows
  • Flooring: Tile

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 10703111

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Deck
  • Fencing: Privacy,Wire
  • Horses can be raised: Yes

Lot

  • Lot size: 1.25 Acres
  • Features: Landscaped

Parking

  • Parking features: Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Apache County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance $114$1,368
Property Taxes $67$804
Electricity $216$2,603
Total$2,343$28,116

Income You'd Need if You Spent...

35% on housing$80,331/yr
40% on housing$70,290/yr
45% on housing$62,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 85924$177
Apache County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 85924
Apache County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$385,000

For Sale by Agent

AgentKristi M Smith
BrokerageRealty Executives Arizona Territory - Show Low

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