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461 Navajo Trail, Kimberling City, MO, 65686

4beds
2baths
1,416sqft
$350,000
$247price/sqft
$2,214/moest. monthly cost
$88,560/yrincome needed

About This Home

Lake life just got sweeter at this adorable lakefront cottage w/year-round sunrise & sunset water views over the crystal-clear waters of Table Rock Lake and a flat, easy walk right down to the dock. Load the cooler, grab the kiddos & fur babies & head to the water by foot or on the included golf cart to make your day on the water even easier. A coveted 10x30 boat slip w/ 24' G3 324 Elite RC Tri-toon boat is avail to complete your lake experience (add $150k) making this partially furnished retreat ready for lake days from the moment you arrive. Condominium style living offers low dues to include cable TV, mowing, water, & trash, keeping lake life wonderfully carefree. Spend mornings listening to waves along the shore & watching fishing boats race toward their favorite tournament spots, then unwind beneath cool lake breezes across the park-like waterfront setting. Cheerful perennial landscaping welcomes you inside where everything needed for daily living is on the main level: a clean, functional kitchen w/pantry, ample prep space & dining, an open living area w/bonus office or reading nook, laundry, two cozy bedrooms & a full bath. Upstairs, the spacious owner's suite offers room to retreat w/ sitting area, sunrise water views, a private bath & access to the upper deck for sunset views. A generous 4th guest bedroom provides even more room for guests/flex space. Outside, the covered back patio is ready for BBQs, quiet mornings & long summer evenings. By water, enjoy peaceful coves, hot fishing holes, boat-up restaurants, marinas & endless shoreline adventures. By land, you're just min to Joe Bald Market for groceries, fresh pizza & essentials, downtown Kimberling City for spas, boutiques, eateries & seasonal farmers markets, and approximately 20 min to Branson West for Walmart, pharmacies, hardware stores & more. Partially furnished, lovingly prepared & move-in ready, this cherished retreat is ready for its next chapter of lakeside memories at 461 Navajo Trl.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
3/10
5/10
Reeds Spring High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Condominium,Cabin

Interior

Appliances

  • Appliances included: Electric Water Heater,Free-Standing Electric Oven,Dryer,Washer,Microwave,Refrigerator
  • Laundry features: W/D Hookup

Bathroom Full

  • Area: 39.52
  • Dimensions: 5.2 x 7.6

Bathroom Three Quarter

  • Area: 43.8
  • Dimensions: 7.3 x 6

Bedroom1

  • Area: 98.06
  • Dimensions: 9.08 x 10.8

Bedroom2

  • Area: 88.88
  • Dimensions: 8.8 x 10.1

Bedroom3

  • Area: 104.4
  • Dimensions: 11.6 x 9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laminate Counters,Walk-In Closet(s),Walk-in Shower,High Speed Internet
  • Flooring: Carpet,Vinyl
  • Fireplace features: Living Room,Electric,Free Standing
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,416

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 1,416
  • Total interior livable area: 1,416 sqft

Kitchen

  • Area: 99.2
  • Dimensions: 12.4 x 8

Laundry

  • Area: 21.6
  • Dimensions: 3.6 x 6

Living Room

  • Area: 399.03
  • Dimensions: 14.1 x 28.3

Master Bedroom

  • Area: 238.68
  • Dimensions: 23.4 x 10.2

Other

  • Area: 47.04
  • Dimensions: 5.6 x 8.4

Property

Details

  • Parcel number: 142.009003011001.003

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered
  • Exterior features: Water Access
  • Has view: Yes
  • View description: Panoramic,Lake,Water
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front

Lot

  • Lot size: 1,306 sqft
  • Features: Waterfront,Level,Cleared,Adjoins Government Land

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$176$2,112
Property Taxes $128$1,536
Electricity $141$1,693
Total$2,214$26,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,908/yr
40% on housing$66,420/yr
45% on housing$59,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 65686$221
Stone County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 65686
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$350,000

For Sale by Agent

AgentAnn Ferguson
BrokerageKeller Williams Tri-Lakes

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