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264 S White Horse Pike, Berlin, NJ, 08009

3beds
2baths
1,989sqft
$319,999
$161price/sqft
$2,618/moest. monthly cost
$104,720/yrincome needed

About This Home

Professional Photo's Coming Soon - Welcome home to this beautifully updated, move-in-ready property featuring 3 bedrooms, 2 full bathrooms, and a 2-car attached garage! From the moment you enter the inviting foyer, you'll appreciate the spacious layout and thoughtful updates throughout. The main level offers two generously sized bedrooms, a full bathroom with a walk-in shower, a bright eat-in kitchen with a cooktop and wall oven, a comfortable living room, and an enclosed breezeway that provides additional flexible living space. Upstairs, you'll find a large bonus room with endless possibilities—ideal as a family room, home office, playroom, or media space—along with a second full bathroom and a spacious third bedroom featuring an adjoining open area that could serve as a sitting room, den, or workspace. Additional highlights include a new HVAC system, an updated roof, an unfinished basement offering ample storage and a spacious 2-car attached garage with extra storage space. Step outside to enjoy the expansive backyard, perfect for entertaining, gardening, or relaxing. Conveniently located near shopping, transportation, and the highly regarded Berlin Borough schools, this home offers the perfect combination of comfort, convenience, and value. Don't miss your opportunity to make this exceptional home yours.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Eastern High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1948

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper

Den

  • Level: Upper

Features

  • Bathroom - Stall Shower,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Primary Bath(s),Other
  • Door features: Six Panel,Sliding Glass
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,989

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,989
  • Total interior livable area: 1,989 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 050140800018
  • Zoning: C-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size dimensions: 95.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Storage,Garage Faces Rear,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$123$1,476
Property Taxes $658$7,896
Electricity $219$2,631
Total$2,618$31,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,760/yr
40% on housing$78,540/yr
45% on housing$69,813/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 08009$222
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08009$218
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$319,999

For Sale by Agent

AgentMaryann D'Agostino
BrokerageBruce Associates Inc

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