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95 W Main St, Gilbertown, AL, 36908

0beds
5baths
0sqft
$250,000
--price/sqft
$1,621/moest. monthly cost
$64,840/yrincome needed

About This Home

Building has laundromat and two renters, so new owners will already have income. Excellent commercial property offering outstanding visibility, ample parking, and endless potential. This multi-unit commercial building features five separate storefronts, making it ideal for investors or owner-operators seeking multiple income streams. One unit is currently operating as an income-producing laundromat, while the remaining spaces offer excellent opportunities for retail, office, service businesses, restaurant, boutique, salon, or professional use. Unit five has commercial kitchen, new ac, new water heater. Property features include: * Five commercial units * Established income-producing laundromat * Excellent highway/frontage visibility * Large paved parking area * Metal roof * Brick exterior for low maintenance * Multiple entrances * High traffic location * Excellent investment or owner-user opportunity Whether you're expanding your investment portfolio or looking for a property with rental income potential, this versatile commercial building is ready for its next owner.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10

Construction

Materials

  • Roof: Metal

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 5
  • 1/2 bathrooms: 5

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Zoned

Interior Area

  • Total structure area: 0

Property

Details

  • Lease amount: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Strong Wind
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$80$960
Property Taxes $37$444
Electricity $240$2,881
Total$1,621$19,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,577/yr
40% on housing$48,630/yr
45% on housing$43,226/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 36908$121
Choctaw County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 36908
Choctaw County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-26Listed for sale$250,000

For Sale by Agent

AgentKristin Skinner
BrokerageVillage Properties

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