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36 Democracy Mews #474, Ranson, WV, 25438

2beds
3baths
1,387sqft
$289,990
$209price/sqft
$1,858/moest. monthly cost
$74,320/yrincome needed

About This Home

Imagine waking up to soft morning light streaming through oversized windows, coffee in hand, as mountain views greet you from your private deck. Welcome to The Charleston by Stanley Martin Homes! A beautiful three-story garage townhome designed with comfort, style, and convenience in mind. Featuring a spacious open-concept layout, 9-foot ceilings, and expansive 6-foot windows, this home is filled with natural light that enhances every space. The modern kitchen is the heart of the home, complete with a large center island, white cabinetry, and elegant quartz countertops — perfect for gathering with family and friends. The seamless flow between the kitchen, dining, and living areas creates a warm yet sophisticated atmosphere ideal for both everyday living and entertaining. Step outside onto your included deck to enjoy fresh air, peaceful surroundings, and scenic mountain views. Parking is effortless with a spacious garage and extra-long driveway, providing plenty of room for additional vehicles and guests. Presidents Pointe offers the Eastern Panhandle’s only truly walkable neighborhood to restaurants and shopping at Potomac Marketplace. You’re just 5 minutes from Downtown Charles Town, where you can explore charming restaurants, boutique shopping, and vibrant local culture. Commuters will appreciate convenient access to Routes 9, 15, 7, and 340, making travel to Virginia and Maryland simple and efficient. Our homes are listed with final pricing that reflects all included upgrades. Discover why Presidents Pointe was the Top-Selling Neighborhood of 2025, and make The Charleston your new home today! Model Home Location: 25 National Street, Ranson Hours: Monday - Saturday: 10 AM – 5 PM, Sunday: 12 PM – 5 PM Can’t make it during regular hours? Tour the model anytime with our U-TOUR self-guided tour option. Simply visit the Presidents Pointe sales office, scan the QR code located outside, follow the instructions, and enjoy touring the model home at your convenience. Come see what makes Presidents Pointe so special — and prepare to make memories that will last a lifetime. Adress: 25 National Street Directions: From Route 9, turn onto Oak Lee Drive [Weis Market and Home Depot] go to circle at top of the hill, take first right on President Pointe Avenue to decorated model at 25 National Street.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
6/10
Wildwood Middle SchoolGrades 6-82.8 mi
7/10
Jefferson High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Very Good
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: THE CHARLESTON
  • Builder name: Stanley Martin Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Disposal,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Ice Maker,Oven/Range - Electric,Water Heater,Electric Water Heater
  • Laundry features: Hookup,Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Upgraded Countertops,Eat-in Kitchen,Open Floorplan,Family Room Off Kitchen,Dry Wall,9'+ Ceilings
  • Door features: Insulated,Sliding Glass
  • Window features: Double Pane Windows,Energy Efficient,ENERGY STAR Qualified Windows,Low Emissivity Windows,Screens,Vinyl Clad
  • Flooring: Wood,Carpet,Vinyl
  • Finished area above ground: 1,387

Heating & Cooling

  • Heating features: Heat Pump,ENERGY STAR Qualified Equipment,Programmable Thermostat,Electric
  • Cooling features: Central Air,Programmable Thermostat,ENERGY STAR Qualified Equipment,Electric

Interior Area

  • Total structure area: 1,387
  • Total interior livable area: 1,387 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 08 8G002200000000
  • Zoning: 0
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Sidewalks,Street Lights

Lot

  • Lot size: 1,600 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$86$1,032
Property Taxes $125$1,500
Electricity $181$2,178
Total$1,858$22,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,702/yr
40% on housing$55,740/yr
45% on housing$49,546/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 25438$167
Jefferson County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 25438$181
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$289,990

New Construction

AgentDick Bryan
BrokerageThe Bryan Group Real Estate, LLC

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