290 Monterey Loop Drive, Richmond Hill, GA, 31324
About This Home
Welcome to Lowcountry living in the award-winning Waterways community! This thoughtfully designed 4BR/3.5BA home features a desirable open-concept floor plan with the owner’s suite on the main level, a private office/flex room, and upscale finishes throughout. The chef’s kitchen showcases quartz countertops, a large island, white subway tile backsplash, and opens to a spacious living room with a custom accent wall. Relax on the screened porch overlooking the private backyard. The owner’s suite offers a tray ceiling, spa-like bath, and custom closet system. Upstairs you’ll find a generous loft, three additional bedrooms—including a private en suite—plus a shared bath, walk-in storage, and attic access. Enjoy Waterways’ unmatched lifestyle with miles of trails, lagoons, marina, pools, fitness center, parks, community events, dining, and more.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Rustic,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup,Laundry Room
Basement
- Basement: None
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Area,Double Vanity,Entrance Foyer,Kitchen Island,Main Level Primary,Primary Suite,Pantry,Pull Down Attic Stairs,Recessed Lighting,Separate Shower
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total interior livable area: 2,380 sqft
Office
- Level: Main
Primary Bathroom
- Features: Walk-In Closet(s)
- Level: Main
Property
Details
- Parcel number: 075 01 012 050
- Zoning description: Single Family
- Special condition: Standard
Features
- Pool features: Community
- Patio & porch: Porch,Patio,Screened
- Has view: Yes
- View description: Panoramic,Trees/Woods
Lot
- Lot size: 6,534 sqft
- Features: Back Yard,Private,Sprinkler System
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Heat Wave
- Inland Flooding
- Coastal Flooding
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,474 | $29,688 |
| Home Insurance * | $265 | $3,180 |
| Property Taxes | $314 | $3,768 |
| Electricity | $231 | $2,774 |
| Total | $3,284 | $39,408 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Listed for sale | $489,400 |
View on Zillow