106 Shoal Lane, New Bern, NC, 28562
About This Home
This is a true gem by Adams Homes nestled in the desirable Belle Oaks Community. This single-story masterpiece offers an impressive array of features and a layout that perfectly blends style, comfort, and functionality. The open-concept design flawlessly connects the kitchen, dining area, and living room, creating a seamless flow that is perfect for both entertaining and everyday living. The kitchen is a chef's dream, with spacious granite countertops, ample cabinet space, and a breakfast nook that serves as a gathering point for friends and family. The master suite is a true retreat, featuring a luxurious bedroom, a walk-in closet, and an ensuite bathroom with double vanities, a large walk-in shower, and a linen closet. Three additional bedrooms include walk-in closets and easy access to a bathroom and laundry room. With ample storage space and a well-designed layout, this home truly caters to your every need. Enjoy the beauty of outdoor living with a patio that extends your living space and provides a perfect spot for relaxation and outdoor gatherings. The two-car garage offers convenience and security for your vehicles and additional storage needs. This home can be yours with just a $1,000 builder deposit.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: To Be Built,Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Stone,Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,Range,Disposal
- Laundry features: Dryer Hookup,Washer Hookup,Laundry Room
Basement
- Basement: None
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Breakfast Nook
- Level: First
Dining Room
- Level: First
Family Room
- Level: First
Features
- Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),Ceiling Fan(s),Pantry,Walk-In Closet(s)
- Flooring: Carpet,Laminate,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Access Only
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,030
- Total interior livable area: 2,030 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 8207F159
- Zoning: Residential
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Patio,Front Porch
- Fencing: None
- Has view: Yes
- View description: None
- Waterfront features: None
- Frontage type: See Remarks
- Living area range: 2000 - 2199
Lot
- Lot size: 6,098 sqft
- Lot size dimensions: irregular
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Craven County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,786 | $21,432 |
| Home Insurance * | $139 | $1,668 |
| Property Taxes | $191 | $2,292 |
| Electricity | $200 | $2,405 |
| Total | $2,316 | $27,792 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Listed for sale | $353,300 |
View on Zillow