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3010 NE Topaz River Rd, Waxhaw, NC, 28173

3beds
2baths
1,969sqft
$539,990
$274price/sqft
$3,338/moest. monthly cost
$133,520/yrincome needed

About This Home

Proposed construction in the sought-after Forest Creek community! Estimated completion is 1st Quarter 2027, giving you the opportunity to own a thoughtfully designed home with exceptional finishes. This beautifully appointed Mystique floor plan offers 3 bedrooms, 2 bathrooms, and a versatile flex room with a tray ceiling, perfect for a home office, hobby space, or additional living area. The open-concept design centers around a gourmet kitchen featuring a gas cooktop, stainless steel hood vent, quartz countertops, soft-close cabinets and drawers, double-rollout drawers, pull-out trash cabinet, pot and pan drawers, tilt-out sink tray, and upgraded cabinet molding. The spacious gathering room is highlighted by a cozy fireplace and opens seamlessly to the covered lanai and extended patio, creating the perfect space for indoor-outdoor living while overlooking a private backyard. The owner’s suite is a relaxing retreat with a tray ceiling, luxurious bath featuring a soaking tub, separate walk-in shower, and upscale finishes. Additional upgrades include enhanced lighting and plumbing fixtures throughout, full-yard irrigation, and a 2-car garage. Experience the quality craftsmanship, thoughtful design, and desirable lifestyle that Forest Creek has to offer in this stunning proposed home. Buying new also means enjoying today's most desirable home designs, energy efficient construction, and the confidence of a builder backed warranty. Forest Creek will offer thoughtfully designed amenities including a pool, clubhouse, pickleball courts, and peaceful walking trails. Located minutes from the town of Waxhaw, you'll enjoy convenient access to shopping, dining, and top-rated schools while still coming home to a peaceful community setting.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
Waxhaw Elementary SchoolGrades PK-51.3 mi
4/10
Parkwood Middle SchoolGrades 6-87.0 mi
8/10
Parkwood High SchoolGrades 9-126.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: Mystique
  • Builder name: Pulte Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Oven,Exhaust Hood,Gas Cooktop,Gas Water Heater,Microwave,Oven,Plumbed For Ice Maker,Self Cleaning Oven,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Fireplace features: Family Room,Gas,Gas Log,Gas Vented
  • Finished area below ground: 0
  • Finished area above ground: 1,969

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,969
  • Total interior livable area: 1,969 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 05117206
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.19 Acres
  • Lot size dimensions: 52 x 155 x 52 x 155

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$152$1,824
Property Taxes $256$3,072
Electricity $200$2,405
Total$3,338$40,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,445/yr
40% on housing$100,140/yr
45% on housing$89,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 28173$252
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28173$235
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$539,990

New Construction

AgentStacey Delozier
BrokeragePulte Home Corporation

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