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130 Sierra Vista Lane 2nd Floor, Valley Cottage, NY, 10989

2beds
2baths
1,064sqft
$399,777
$376price/sqft
$3,067/moest. monthly cost
$122,680/yrincome needed

About This Home

Motivated seller and priced to sell! 2 bedrooms, 2 bathrooms, remodeled floors and newly painted. This is the turnkey, sun-drenched sanctuary you have been waiting for. 5 minutes from the Tappan Zee Bridge and minutes away from the trending boutiques, world-class restaurants, and vibrant nightlife of the popular Village of Nyack, including palisade mall which is just a few minutes away. Lock in your private tour before it is gone! away in a quiet enclave of the highly coveted Mountainview community. This immaculate condo offers worry-free living withan exceptional commuter convenience. Features an in-unit, full-sized stackable washer and dryer, plenty of close space, parking space for 3 cars and a personal storage unit of 200 sqft. Walk directly over to the spectacular, community pool with panoramic river views, a modern clubhouse with a fitness center, a basketball court, a playground, and nearby hiking trails. This information is deemed reliable but not guaranteed, so it is important to do your due diligence. Maintenance (574.70) and assessment ($125.66), total $700.36 monthly.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
5/10
Nyack Middle SchoolGrades 6-81.1 mi
8/10
Nyack Senior High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Aluminum Siding,Brick,Frame,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Garden
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dryer,Washer

Basement

  • Has basement: Yes
  • Basement: Common

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Attic: None
  • Common walls with other units/homes: Center

Heating & Cooling

  • Heating features: Natural Gas,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Property

Details

  • Parcel number: 39208905901600010050001300
  • Attached to another structure: Yes
  • Special condition: None

Parking

  • Total spaces: 3
  • Parking features: Common

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,021$24,252
Home Insurance *$114$1,368
Property Taxes $686$8,232
Electricity $246$2,954
Total$3,067$36,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,154/yr
40% on housing$92,010/yr
45% on housing$81,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 10989$322
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10989$301
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$399,777
2026-07-26Price change$398,999
2026-07-14Listed for sale$399,000

For Sale by Agent

AgentHipolito Rosario
BrokerageMotivated Access Realty Corp.

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