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16867 State Route 59 W, Drummonds, TN, 38023

4beds
4baths
2,564sqft
$664,900
$259price/sqft
$4,376/moest. monthly cost
$175,040/yrincome needed

About This Home

FOR SALE BY OWNER – $655,000 Drummonds, TN Custom-built in 2021, this beautiful 2,564 sq. ft. home sits on 10.16 private acres, over 600 feet off the road, offering peaceful country living with stunning sunset views and the Mississippi River just across the street. Featuring 4 bedrooms, 3.5 bathrooms, a wood-burning fireplace, walk-in pantry, spacious laundry room, gas cooktop, double ovens, and an attached garage. Outside, enjoy a huge covered back porch with a hot tub, fenced backyard, a natural spring-fed waterfall, abundant wildlife, and a 15×32 storage building with a garage door and lean-to. Located in the Drummonds Elementary and Munford Middle/High School district with low Tipton County Showings are by appointment only with proof of pre-qualification.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
7/10
Munford Middle SchoolGrades 6-88.1 mi
7/10
Munford High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central

Features

  • Flooring: Carpet,Concrete
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,564 sqft

Property

Features

  • Has spa: Yes

Lot

  • Lot size: 10 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Drought
Landslide
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance $496$5,952
Property Taxes $310$3,720
Electricity $208$2,499
Total$4,376$52,512

Income You'd Need if You Spent...

35% on housing$150,034/yr
40% on housing$131,280/yr
45% on housing$116,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 38023$132
Tipton County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 38023$159
Tipton County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Price change$655,000
2026-08-03Price change$664,900
2026-07-26Listed for sale$674,900

For Sale by Owner

AgentProperty Owner

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