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62 Railroad St, Red House, WV, 25168

2beds
1baths
1,100sqft
$42,000
$38price/sqft
$427/moest. monthly cost
$17,080/yrincome needed

About This Home

Disregard listing price. Property will be sold at auction. Conveniently located in Bancroft, this 2-bedroom, 1-bath home on a double lot offers approximately 1,100 square feet of living space. A flat, fenced yard, off-street parking, public utilities, and easy access to I-64 and Route 25 make this property an attractive option for homeowners and investors alike. Property will be sold by public auction ending Wednesday, September 2nd at 7PM. Online Bidding Only. Please visit Joe R. Pyle Auctions website for information on how to bid.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
8/10
Poca Middle SchoolGrades 6-82.7 mi
10/10
Winfield High SchoolGrades 9-122.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 010221 & 22
  • Lease amount: 0
  • Special condition: Auction

Features

  • Patio & porch: Covered Porch,Deck
  • Fencing: Fenced

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $212$2,544
Home Insurance *$14$168
Property Taxes $20$240
Electricity $181$2,178
Total$427$5,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,640/yr
40% on housing$12,810/yr
45% on housing$11,386/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 25168$93
Putnam County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 25168$147
Putnam County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentTodd Short
BrokerageJoe R. Pyle Complete Auction and Realty Service

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