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1401 Saint Clair Blvd, Algonac, MI, 48001

2beds
1baths
1,400sqft
$214,900
$154price/sqft
$1,563/moest. monthly cost
$62,520/yrincome needed

About This Home

Unique income-producing property just two blocks from the public boat launch and within walking distance of downtown Algonac. The building is divided into two separate sections: a larger, fully renovated two-bedroom cottage currently operated as a successful VRBO, and a smaller salon space that provides additional monthly rental income. The cottage features nautical charm, a warm wood ceiling, an open living area, full kitchen, Smart TV, Wi-Fi, and on-site trailer parking. Conveniently located near the St. Clair River, Lake St. Clair, marinas, fishing, parks, dining, and waterfront activities. A distinctive opportunity for entrepreneurs and investors seeking multiple income streams.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
5/10
Algonac High SchoolGrades 7-122.6 mi
6/10

Construction

Materials

  • Foundation: Slab
  • Construction materials: Hard Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: Entry
  • Area: 204

Bedroom2

  • Level: Entry
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,400

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Living Room

  • Level: Entry
  • Area: 375

Property

Details

  • Parcel number: 011050187000
  • Zoning description: Commercial

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 110

Lot

  • Lot size: 0.70 Acres
  • Lot size dimensions: 60 x 50

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$103$1,236
Property Taxes $186$2,232
Electricity $188$2,259
Total$1,563$18,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,588/yr
40% on housing$46,890/yr
45% on housing$41,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$188
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$214,900

For Sale by Agent

AgentLaura Janski
BrokerageRE/MAX Advisors

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