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425 Whiteman St, Cincinnati, OH, 45214

--beds
--baths
5,749sqft
$199,999
$35price/sqft
$2,159/moest. monthly cost
$86,360/yrincome needed

About This Home

Architectural Masterpiece for Sale - Historic 1890 Italianate Opportunity! Bring your vision to life with this spectacular 1890 Italianate building, a rare opportunity to restore a piece of Cincinnati history. Newer roof, all-new windows with a transferable lifetime warranty, this iconic property has already begun its transformation and is ready for its next chapter.Previously configured as an **eight-unit building**, the interior has been professionally gutted, providing a blank canvas for redevelopment while preserving the historic character that makes this property so special. Each expansive floor boasts soaring ceilings, impressive room sizes, and beautiful original woodwork that remains intact. The solid masonry construction offers an exceptional foundation for your renovation plans.The redevelopment possibilities are endless. Create luxury condominiums, four spacious apartments, an elegant single-family estate, boutique hotel, or a short-term rental property.Owner Agent

Getting Around

84
WalkingVery Walkable
63
TransitGood Transit
75
BikeVery Bikeable

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Stone
  • Roof: Membrane
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Apartment

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Features

  • Window features: Vinyl
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 5,749
  • Total interior livable area: 5,749 sqft

Property

Details

  • Parcel number: 1320003029000

Lot

  • Lot size: 3,833 sqft

Parking

  • Total spaces: 20
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$281$3,372
Property Taxes $251$3,012
Electricity $616$7,398
Total$2,159$25,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,022/yr
40% on housing$64,770/yr
45% on housing$57,573/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 45214$120
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45214$79
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$199,999

For Sale by Agent

AgentHelen Papazyan
BrokerageFortune Vine Realty

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