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2186 S 28th Ave, Shelby, MI, 49455

--beds
--baths
2,400sqft
$289,000
$120price/sqft
$2,069/moest. monthly cost
$82,760/yrincome needed

About This Home

Beautiful Newly Built 2025 Large Pole Barn on 5 acres. Just 10 minutes from Silver & Stony Lakes, just east of US 31 & Shelby Rd, & just 15 min. from Silver Lake ORV Dune entrance. Spacious Pole Barn of 40'x60' size featuring all the bells & whistles. 3 overhead doors - 2 - 12'x14' & 1 - 10'x10' all with windows. Overhead doors w/top-line electric openers. Tall construction - inside walls 18'. Constructed to be a barndominium w/ upper & lower level living. Cathedral ceilings & 10 upper windows. Rough-in plumbing for a bath w/ shower. 5" Well. 200 amp electric. Beautiful concrete floor w/ 2 drains & 6' concrete pad across front entrance & to the side. Awesome indoor lighting. Meadow green siding w/ black trim & black garage doors. A must-see for all your dream toys &/or home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
7/10
Shelby Middle SchoolGrades 6-86.5 mi
6/10
Shelby High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Farm

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: Slab

Features

  • Window features: Screens,Insulated Windows,Window Treatments
  • Flooring: Other

Great Room

  • Level: Main
  • Area: 2400
  • Dimensions: 60.00 x 40.00

Heating

  • Heating features: None

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Accessibility

  • Accessibility features: 36 Inch Entrance Door

Details

  • Parcel number: 01101740019
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 5 Acres
  • Features: Tillable,Rolling Hills
  • Lot size dimensions: 331' x 663' x 331' x 663'

Parking

  • Parking features: Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Oceana County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$150$1,800
Property Taxes $197$2,364
Electricity $261$3,141
Total$2,069$24,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,937/yr
40% on housing$62,070/yr
45% on housing$55,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.3%
0.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 49455$129
Oceana County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 49455
Oceana County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$279,000
2026-07-27Listed for sale$289,000

New Construction

AgentSteven C Dykstra
BrokerageDykstra Real Estate LLC

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