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490 Borders Rd, Smiths Grove, KY, 42171

2beds
1baths
900sqft
$259,900
$289price/sqft
$1,749/moest. monthly cost
$69,960/yrincome needed

About This Home

Barndominium + Shop + Endless Possibilities! Looking for the perfect blend of comfortable living, workshop space, and room to grow? This 2024-built barndominium offers a rare opportunity to own a versatile property in a peaceful country setting while remaining just minutes from Bowling Green, Glasgow, Smiths Grove, and Barren River Lake. Situated on 0.77 acres on a quiet dead-end road on the edge of Barren County, this property is ideal for hobbyists, entrepreneurs, outdoor enthusiasts, or anyone looking for a unique live-work setup. Property Features: Built in 2024. Approximately 2,500 sq. ft. under 1 roof! 2 bedroom | 1 bathroom finished living quarters. Massive insulated and finished garage/shop with 14-foot ceilings—perfect for projects, equipment, or storing recreational vehicles. Two 40-foot shipping containers providing exceptional additional storage. 50-amp RV hookup already installed. Additional power pole and water meter already in place—ideal for an RV, tiny home, guest setup, or future expansion (subject to any applicable requirements). Whether you’re searching for the ultimate workshop, a home base for your adventures, or a property with incredible flexibility, this one is packed with opportunity. Schedule your private showing today and discover all the possibilities this one-of-a-kind property has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Red Cross Elementary SchoolGrades PK-611.5 mi
6/10
6/10
Barren County High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Refrigerator,Smooth Top Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom

  • Features: Other

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • None,Walls (Dry Wall),Kitchen/Dining Combo
  • Door features: Insulated Doors
  • Window features: Thermo Pane Windows,Vinyl Frame
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: 1,Electric,Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Features: Eat-in Kitchen

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1132B

Features

  • Patio & porch: Deck
  • Exterior features: Trees
  • Fencing: Partial
  • Waterbody name: None

Lot

  • Lot size: 0.77 Acres
  • Features: Trees,Wooded,County,Dead End

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Faces Side,Utility Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$154$1,848
Property Taxes $127$1,524
Electricity $154$1,850
Total$1,749$20,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,965/yr
40% on housing$52,470/yr
45% on housing$46,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 42171$137
Barren County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42171$164
Barren County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$249,900
2026-07-27Listed for sale$259,900

For Sale by Agent

AgentTaylor Welch
BrokerageKeller Williams First Choice R

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