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144-146 Plantation St, Worcester, MA, 01604

4beds
2baths
2,002sqft
$549,000
$274price/sqft
$3,989/moest. monthly cost
$159,560/yrincome needed

About This Home

Beautifully renovated two-family offering the perfect blend of updates and investment potential. Each unit features spacious living areas, functional layouts, and updated finishes throughout. Complete with separate utilities and off-street parking, this property is ideally situated near UMass Memorial Medical Center, I-290, Route 9, shopping, restaurants, and public transportation. Whether you're an investor or owner-occupant, this is a rare turnkey opportunity in one of Worcester's most convenient locations.

Getting Around

64
WalkingSomewhat Walkable
45
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

5/10
Rice Square SchoolGrades K-60.9 mi
4/10
1/10
North High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 2,002

Interior Area

  • Total structure area: 2,002
  • Total interior livable area: 2,002 sqft

Property

Details

  • Parcel number: M:18 B:017 L:00002
  • Zoning: RL-7

Features

  • Patio & porch: Porch

Lot

  • Lot size: 4,355 sqft

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$248$2,976
Property Taxes $571$6,852
Electricity $394$4,737
Total$3,989$47,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,765/yr
40% on housing$119,670/yr
45% on housing$106,373/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 01604$225
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01604$289
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$549,000
2026-07-27Listed for sale$549,000

For Sale by Agent

AgentEnis Shehu
BrokerageCameron Real Estate Group - Framingham

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