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4972 NE East Shore Dr, Kalkaska, MI, 49646

3beds
2baths
1,748sqft
$250,000
$143price/sqft
$1,723/moest. monthly cost
$68,920/yrincome needed

About This Home

This 3-bedroom, 2-bath home sits on just over half an acre and is less than 500 feet from the public access site on all-sports Manistee Lake. Just walk across the street and enjoy easy access to the lake, featuring a sandy-bottom shoreline that’s perfect for swimming, launching a kayak, or spending the day on the water. The home has seen several recent updates, including a new roof, fresh paint, new flooring, updated kitchen and dining areas, new carpet, and newer appliances within the last few years. An attached two-car garage provides plenty of room for parking and storage. If you love the outdoors, you’ll appreciate being just minutes from State land, ORV trails, and horse trails. Whether you’re looking for a year-round home or a Northern Michigan getaway, this property puts recreation and relaxation right at your doorstep.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
5/10
Kalkaska Middle SchoolGrades 6-89.5 mi
7/10
Kalkaska High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer
  • Laundry features: Main Level

Bedroom2

  • Level: Upper
  • Area: 74.52

Bedroom3

  • Level: Upper
  • Area: 97.2

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 63.9

Features

  • Walk-In Closet(s),High Speed Internet
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,748

Heating & Cooling

  • Heating features: Baseboard,Wall Furnace,Fireplace(s)
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,748
  • Total interior livable area: 1,748 sqft

Kitchen

  • Level: Main
  • Area: 90.48

Living Room

  • Level: Main
  • Area: 358.8

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Upper
  • Area: 186

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00574000300 + 00450
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • Waterfront features: Inland Lake,All Sports,Sandy Bottom,Lake,Near Pub.Access w/in 500'

Lot

  • Lot size: 0.60 Acres
  • Features: Corner Lot,Wooded,Level,Landscaped,Subdivided
  • Lot size dimensions: 152 x 305 x 50 x 245 x 100 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete Floors,Gravel,Dirt,Private
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Kalkaska County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$86$1,032
Property Taxes $183$2,196
Electricity $190$2,287
Total$1,723$20,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,074/yr
40% on housing$51,690/yr
45% on housing$45,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 49646$143
Kalkaska County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 49646$180
Kalkaska County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$250,000

For Sale by Agent

AgentCarol Karas
BrokerageEXIT Northern Shores Realty-KA

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