See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3623 Main St Lot 1, Folkston, GA, 31537

4beds
2baths
1,932sqft
$364,900
$189price/sqft
$2,461/moest. monthly cost
$98,440/yrincome needed

About This Home

3623 Main Street - Where Small-Town Charm Meets Adventure Welcome to 3623 Main Street, a beautifully newly renovated 4-bedroom, 2-bath home offering over 1,900 square feet of stylish, move-in-ready living in the heart of charming Folkston, Georgia. Whether you're searching for your forever home, a weekend retreat, or an income-producing short-term rental, this property offers the perfect blend of comfort, convenience, and opportunity. Step inside to discover a thoughtfully updated interior featuring an open, modern feel with designer finishes throughout. The spacious kitchen and living areas provide plenty of room for entertaining, while the stunning primary bathroom showcases a double vanity, sleek black fixtures, and a beautifully tiled walk-in shower that adds a touch of luxury. Four generously sized bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy the welcoming front porch and the peaceful atmosphere of one of South Georgia's most friendly communities. Folkston offers the perfect small-town lifestyle while keeping you connected to some of the region's most desirable destinations. Minutes from the world-famous Okefenokee National Wildlife Refuge, perfect for boating, hiking, birdwatching, and outdoor adventures. Convenient commute to Kings Bay Naval Submarine Base, making it an excellent option for military families and civilian employees. Approximately an hour to Jacksonville, Florida, for major shopping, dining, entertainment, and international airport access. Easy drive to the beautiful coastal city of Brunswick, Georgia, with nearby beaches, golf, and waterfront attractions. With tourism continuing to grow around the Okefenokee and Kings Bay area, this property also presents an attractive opportunity as a short-term vacation rental or Airbnb, while equally serving as a spacious primary residence. Call today for a showing!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

9/10
6/10
Bethune Middle SchoolGrades 5-81.3 mi
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1951

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Ice Maker,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Double Vanity,Master On Main Level,Other,Separate Shower,Soaking Tub,Walk-In Closet(s)
  • Flooring: Other,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,932

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,932
  • Total interior livable area: 1,932 sqft

Property

Details

  • Parcel number: F015 007

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.33 Acres
  • Features: City Lot,Level

Parking

  • Parking features: Carport,Garage,Parking Pad,Parking Shed,RV/Boat Parking
  • Has garage: Yes
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$197$2,364
Property Taxes $200$2,400
Electricity $219$2,637
Total$2,461$29,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,377/yr
40% on housing$73,830/yr
45% on housing$65,626/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 31537$134
Charlton County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 31537
Charlton County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$364,900

For Sale by Agent

AgentBrian Lloyd
BrokerageRE/MAX First Coast

Similar Homes