7120 N Highway 127 #B, Albany, KY, 42602
About This Home
Only minutes to Lake Cumberland!! Newly custom-built manufactured home with high end open concept layout!! 35 feet by 76 ½ feet, around 2,475 sq feet of living space sitting on 2 flat acres or more, negotiable. This home has 2 x 6 insulated walls for great savings on electricity!! Secured with hurricane concrete. The back covered porch is 12 x 39 with a breath-taking view of the creek and pastureland. The front has a 10 x 20 covered concrete porch as well. Just a short drive to Grider Hill Marina, Wolf Creek Dam, Cumberland River, Rowena Marina and 30 minutes to Dale Hollow Lake. Don't miss your chance to own this beautiful home with this setting!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Cooktop,Oven
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Walk-In Closet(s)
- Window features: Insulated Windows
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,475
Heating & Cooling
- Heating features: Heat Pump,Ductless,Propane Tank Leased
- Cooling features: Central Air
Interior Area
- Total structure area: 2,475
- Total interior livable area: 2,475 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Accessibility
- Accessibility features: Accessible Entrance,Accessible Approach with Ramp
Details
- Parcel number: 026000007601
Features
- Levels: One
- Horses can be raised: Yes
Lot
- Lot size: 2 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,410 | $16,920 |
| Home Insurance * | $269 | $3,228 |
| Property Taxes | $97 | $1,164 |
| Electricity | $195 | $2,345 |
| Total | $1,971 | $23,652 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $269,000 |
| 2026-07-27 | Listed for sale | $279,000 |
View on Zillow