1214 78th Stree 78th St, North Bergen, NJ, 07047
About This Home
Discover the perfect blend of space, flexibility, and location with this exceptional two-family home in North Bergen, just minutes from New York City. Whether you’re looking for an investment or the opportunity to live in one unit while renting the other, this property is full of potential. Each unit offers 3 generously sized bedrooms and 1 full bathroom, featuring spacious layouts with abundant natural light, comfortable living areas and attached Balcony on each level. The finished basement includes a bonus room and a full bathroom. Outside, you’ll find a private driveway, detached 1 car garage, backyard perfect for entertaining or relaxing, and separate laundry hookups on each floor for added convenience. Best of all, the property will be delivered completely vacant. Property is being sold as is. Conveniently located near shopping, dining, parks, schools, major highways, public transportation, this home offers easy access to New York City and walking distance to the public High school. A rare opportunity to own a vacant two-family home in a prime North Bergen location, don’t miss your chance to make it yours!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Shingle Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Colonial
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Gas
Property
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,702 | $56,424 |
| Home Insurance * | $319 | $3,828 |
| Property Taxes | $1,209 | $14,508 |
| Electricity | $193 | $2,318 |
| Total | $6,423 | $77,076 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $930,000 |
View on Zillow