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64 Clydesdale Way, Bernard, ME, 04612

4beds
4baths
2,300sqft
$749,000
$326price/sqft
$5,020/moest. monthly cost
$200,800/yrincome needed

About This Home

Spacious 4-bedroom, 2.5-bath traditional colonial set on just over 2 private acres in the peaceful quiet side of Mount Desert Island. This well-sized home offers incredible flexibility for today’s lifestyle and features incredible light exposure throughout, creating bright and welcoming living spaces. The partially finished walk-out basement is ideal for an in-law apartment, guest suite, home office, or additional rental potential. The full third floor living space is unfinished and ready for your vision—perfect for expanding living space, studio space, or future income opportunities. Recent updates include new entry doors and fresh interior paint, making this home move-in ready while still offering room to add your personal touch. Efficient and versatile heating options include a heat pump, radiant heat, and a cozy basement woodstove. Surrounded by nature in a quiet setting with abundant wildlife, this property offers privacy, space, and endless possibilities for a large family, multi-generational living, or investment use. Offered at $749,000 — a tremendous value and a lot of house for the money on Mount Desert Island!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

3/10
8/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/4 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood,Laminate

Interior Area

  • Total interior livable area: 2,300 sqft

Property

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Cold Wave
Hurricane
Ice Storm
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance $375$4,500
Property Taxes $524$6,288
Electricity $334$4,011
Total$5,020$60,240

Income You'd Need if You Spent...

35% on housing$172,114/yr
40% on housing$150,600/yr
45% on housing$133,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 04612$470
Hancock County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 04612
Hancock County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$749,000

For Sale by Owner

AgentProperty Owner

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