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10 N Overbrook Dr, Saint Charles, MO, 63301

3beds
2baths
1,000sqft
$70,000
$70price/sqft
$595/moest. monthly cost
$23,800/yrincome needed

About This Home

2001 Redman Mobile Home – Fully Remodeled – Move-In Ready! This beautifully updated 2001 Redman manufactured home offers 3 bedrooms, 2 full bathrooms, and has been completely remodeled on the interior. The home features fresh finishes throughout, creating a clean, modern, and welcoming living space that’s ready for its new owner. Major updates include: * Fully remodeled interior * New roof (approximately 4 years old) * New HVAC system (approximately 2 years old) * New water heater (approximately 2 years old) Whether you’re looking for an affordable primary residence or an investment opportunity, this home offers exceptional value with many of the major mechanical systems already updated. Just move in and enjoy!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
6/10
6/10

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,000 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Hail
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$40$480
Property Taxes $61$732
Electricity $141$1,693
Total$595$7,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,400/yr
40% on housing$17,850/yr
45% on housing$15,866/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 63301$189
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63301$195
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$70,000

For Sale by Owner

AgentProperty Owner

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