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9410 Chillicothe Rd, Kirtland, OH, 44094

5beds
5baths
4,500sqft
$689,000
$153price/sqft
$5,143/moest. monthly cost
$205,720/yrincome needed

About This Home

Rare opportunity to own an entire, well-maintained two-unit condominium property in a peaceful, private Kirtland setting. Offered together in one sale, this unique property includes both attached condominium residences, each with its own parcel number, along with complete ownership of the detached annex building featuring a 2-car garage/workshop below for each unit and an approximately 900-square-foot finished apartment above. The North residence unit offers approximately 1,815 square feet with 2 bedrooms and 2 full bathrooms, while the South residence unit offers approximately 1,875 square feet with 2 bedrooms and 2 full bathrooms. Together, the two residences provide approximately 3,690 square feet of living space. The detached annex offers two garage spaces for each unit and an additional approximately 900 square feet of finished living quarters above, creating exceptional flexibility for a variety of living arrangements. Whether you're seeking an owner-occupied investment, multigenerational living, or a unique income-producing property, this offering provides endless possibilities. One condominium is currently occupied by a long-term tenant who may wish to remain under mutually agreeable lease terms, providing the opportunity for immediate rental income. The owner currently resides in the apartment above the detached garage and would welcome the opportunity to negotiate a continued lease with the new owner, creating the potential for an additional income stream while preserving flexibility for the buyer. This well-maintained property has been recently professionally appraised and offers a truly unique opportunity to purchase the entire condominium property in a single transaction, including both condominium residences, both parcel numbers, and full ownership interest in the detached accessory building. Properties offering this combination of privacy, versatility, and income potential are rarely available. Property Features Entire two-unit condominium property offered together in one sale. Two attached condominium residences with separate parcel numbers. North Residence: Approximately 1,815 sq. ft., 2 bedrooms, 2 full bathrooms. South Residence: Approximately 1,875 sq. ft., 2 bedrooms, 2 full bathrooms. Approximately 3,690 sq. ft. of combined living space between the two residences. Detached annex building with two garage spaces for each unit. Approximately 900 sq. ft. finished apartment above the garage. Peaceful, private Kirtland setting on 1.1 acres. Well-maintained and recently professionally appraised. Existing long-term tenant may wish to remain. Seller would consider leasing the detached apartment from the new owner under mutually agreeable terms. Excellent opportunity for owner-occupants, multigenerational living, or investment.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
8/10
Kirtland Middle SchoolGrades 6-80.5 mi
9/10
Kirtland High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Flooring: Tile,Carpet,Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,500 sqft

Property

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$317$3,804
Property Taxes $861$10,332
Electricity $482$5,791
Total$5,143$61,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,331/yr
40% on housing$154,290/yr
45% on housing$137,146/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 44094$190
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44094$169
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$689,000

For Sale by Owner

AgentProperty Owner

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