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16 N Reliance Ave, Bozeman, MT, 59718

3beds
3baths
1,879sqft
$689,500
$367price/sqft
$4,116/moest. monthly cost
$164,640/yrincome needed

About This Home

This 1,879 square foot Humbolt is an intelligently designed two-story plan that offers ease of living. The open concept living room, dining and kitchen have access to the large patio. The powder bath's private location is down the hall from the main living areas. The Humbolt plan is unique in offering a private patio for the primary bedroom which is designed with a full dressing room including a large walk-in closet, dual sink vanity and stand-up shower unit. Upstairs the generous bonus area provides recreation space for the two guest bedrooms

Getting Around

1
WalkingCar-Dependent
17
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

8/10
Meadowlark ElementaryGrades PK-51.0 mi
8/10
--
Gallatin High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt,Shingle

Other

  • Builder name: Norton Ranch

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Walk-In Closet(s),Main Level Primary
  • Flooring: Plank,Vinyl
  • Finished area above ground: 1,879

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,879
  • Total interior livable area: 1,879 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Property

Details

  • Parcel number: RGG87323
  • Zoning description: RA
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Sprinkler/Irrigation,Landscaping
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Valley,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 5,697 sqft
  • Features: Landscaped,Sprinklers In Ground

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Earthquake
Hail
Strong Wind

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,486$41,832
Home Insurance $163$1,956
Property Taxes $316$3,792
Electricity $151$1,812
Total$4,116$49,392

Income You'd Need if You Spent...

35% on housing$141,120/yr
40% on housing$123,480/yr
45% on housing$109,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 59718$360
Gallatin County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 59718$391
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$689,500

New Construction

AgentDenise Andres
BrokerageRealty One Group Peak

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