22 Oak Dr, Tracy City, TN, 37387
About This Home
WOW! This One Has It ALL! Welcome to 22 Oak Dr in Tracy City, where country farmhouse charm meets modern style! Beautifully renovated and featuring a permitted addition completed in 2024, this 4-bedroom, 2-bath home is completely move-in ready and packed with upgrades you'll love. The moment you walk through the door, you'll notice the high-end finishes, warm wood accents, gorgeous flooring, and inviting open layout. The spacious living areas flow effortlessly into the heart of the home—an incredible kitchen featuring beautiful cabinetry, stainless steel appliances, abundant counter space, and a large eat-in dining area that's ready for everything from Sunday dinners to holiday celebrations. And don't miss the huge walk-in pantry everyone dreams about! Step outside and enjoy the fully fenced backyard, perfect for kids, pets, backyard barbecues, or simply relaxing after a long day. Fresh landscaping and a durable metal roof complete the picture and give this home outstanding curb appeal. Love the outdoors? You're just moments from the Mountain Goat Trail, where miles of walking, biking, and exploring await. Plus, you're surrounded by some of Tennessee's most beautiful natural attractions, including waterfalls, hiking trails, and the South Cumberland recreation area. And here's the exciting part: Grundy County continues to grow! The new Miracle on the Mountain Water Park in nearby Gruetli-Laager is bringing even more excitement to the area, making this an even better place to call home or invest. Whether you're looking for your forever home, a weekend getaway, or an investment in one of Tennessee's fastest-growing outdoor destinations, 22 Oak Dr is one you don't want to miss. Move-in ready. Beautifully updated. Full of charm. Close to adventure. Come see why everyone is falling in love with Tracy City!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 4
Features
- Ceiling Fan(s),Extra Closets,Pantry,Redecorated,Walk-In Closet(s),High Speed Internet
- Flooring: Tile,Vinyl
- Finished area above ground: 2,195
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,195
- Total interior livable area: 2,195 sqft
Property
Details
- Parcel number: 101N A 00100 000
- Special condition: Standard
- Other equipment: Satellite Dish
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
- Fencing: Back Yard
- Has view: Yes
- Topography of land: Corner Lot,Level
Lot
- Lot size: 0.59 Acres
- Features: Corner Lot,Level
- Lot size dimensions: 150 x 175
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Lightning
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,272 | $27,264 |
| Home Insurance | $245 | $2,940 |
| Property Taxes | $161 | $1,932 |
| Electricity | $178 | $2,140 |
| Total | $2,856 | $34,272 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $429,500 |
| 2026-07-28 | Listed for sale | $449,500 |
View on Zillow