




3000 E Cedar Creek Pass, Stillwater, OK, 74075
About This Home
*****SELLER OFFERING $5,000 IN CONCESSIONS!***** Use it your way—toward upgrades, closing costs, or a rate buy-down—your possibilities start here! For added peace of mind, this home includes the standard builder’s warranty plus an additional 10-year Limited Structural third party Warranty through RWC, offering long-term confidence in your investment! This home is just getting started—and the possibilities are wide open! Now is your chance to personalize a stunning new build before design selections are finalized. Featuring 4 bedrooms, 3 bathrooms, and 1,992 SF, this thoughtfully designed home sits on a spacious .89-acre lot with room to breathe, grow, and dream big. A 4-car attached garage offers incredible flexibility, with the 3rd and 4th stalls boasting 10’ wide x 8’ tall overhead doors at both the front and back—perfect for toys, tools, or a dream workshop. Inside, enjoy a functional utility room with extra storage, stainless steel appliances, granite countertops, and canned lighting in the kitchen that keeps things bright and modern. A secondary suite with private bath adds comfort for guests or multi-generational living. Relax on the covered front porch or unwind on the covered back patio while taking in the wide-open space around you. Act quickly—this is a rare opportunity to make your own design selections and truly make this home yours before construction moves forward! For informational purposes: HOA dues are $250 per year.
Getting Around
Schools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick Veneer,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range,Dishwasher,Disposal
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,992
- Total interior livable area: 1,992 sqft
Property
Details
- Parcel number: 3000ECedarCreek74075
- Zoning description: Small Lot Single Family Stw
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Fencing: None
Lot
- Lot size: 0.89 Acres
- Lot size dimensions: 38768 SF
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Tornado
- Heat Wave
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Payne County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,860 | $22,320 |
| Home Insurance | $355 | $4,260 |
| Property Taxes | $236 | $2,832 |
| Electricity | $148 | $1,778 |
| Total | $2,599 | $31,188 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $368,500 |
| 2026-07-28 | Listed for sale | $368,000 |
