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21369 Cottage Ct, Frankford, DE, 19945

5beds
3baths
2,415sqft
$443,705
$184price/sqft
$2,746/moest. monthly cost
$109,840/yrincome needed

About This Home

Get ready for 21369 Cottage Court, a new home soon to be under construction in West Bay Village at Millville by the Sea, in Frankford, DE! The Elm, a contemporary 2,415 square feet two-story home, features five bedrooms, three bathrooms, a loft and a two-car garage. As you step into the home's distinct foyer you will notice that the stairs are separated from the main living space. Continuing into the home, the open-concept floorplan comes to life as you take in the kitchen, dining area and living room. The spacious kitchen showcases an abundance of white cabinetry and granite counter space, an ample walk-in pantry, a large island with sink and additional room for seating and stainless-steel appliances. The kitchen has an eat-in dining space that flows perfectly into the sizeable living room. A coat closet is tucked away near the entrance of the garage and there is additional storage space underneath the stairs to the second floor. Uniquely, this home offers a first-floor, secondary bedroom that can be used for overnight guests, a home office or a hobby room. Adjacent to the bedroom is a full bathroom with a walk-in shower and a linen closet. Upstairs, you will enter the inviting loft which also has a linen closet, a door to the owner's suite, and the hallway to the remaining secondary bedrooms and laundry room. The owner’s suite boasts a well-sized bedroom, two ample walk-in closets and an oversized owner’s bathroom with double vanity, a walk-in shower and a toilet closet. The three additional roomy secondary bedrooms, a spacious secondary bathroom, and the laundry room complete the upstairs. The included fully sodded, landscaped, and irrigated lawn, white window treatments and an innovative America’s smart home® package will give you complete peace of mind. Pictures, artist renderings, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Image representative of plan only and may vary as built. Images are of model home and include custom design features that may not be available in other homes. Furnishings and decorative items not included with home purchase.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Selbyville Middle SchoolGrades 6-85.4 mi
6/10
Indian River High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Batts Insulation,Blown-In Insulation,Concrete,Stick Built,Vinyl Siding

Other

  • Builder model: Elm
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Energy Efficient Appliances,Microwave,Oven/Range - Gas,Stainless Steel Appliance(s),Water Heater,Gas Water Heater,Tankless Water Heater
  • Laundry features: Hookup,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Open Floorplan,Eat-in Kitchen,Pantry,Primary Bath(s),Recessed Lighting,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s),Kitchen Island,Combination Dining/Living,Combination Kitchen/Dining,Bathroom - Walk-In Shower,Dry Wall
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate
  • Finished area above ground: 2,415

Heating & Cooling

  • Heating features: Forced Air,Programmable Thermostat,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,415
  • Total interior livable area: 2,415 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 13415.00324.00
  • Zoning: MPC
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Lawn Sprinkler,Sidewalks,Street Lights

Lot

  • Lot size: 4,950 sqft
  • Features: Interior Lot

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Inside Entrance,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,243$26,916
Home Insurance *$122$1,464
Property Taxes $114$1,368
Electricity $267$3,205
Total$2,746$32,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,148/yr
40% on housing$82,380/yr
45% on housing$73,226/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 19945$205
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19945
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$443,705
2026-07-28Listed for sale$443,705

New Construction

AgentJay Heilman
BrokerageD.R. Horton Realty of Delaware, LLC

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