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8935 Eddy Rd, Chittenango, NY, 13037

3beds
2baths
1,352sqft
$189,900
$140price/sqft
$1,591/moest. monthly cost
$63,640/yrincome needed

About This Home

Welcome to peaceful country living in the Chittenango School District! Nestled on over 5 acres, this 3 bedroom, 2 full bath home offers the convenience of one level living while providing plenty of space to enjoy the outdoors. Inside, you'll find a bright and functional floor plan featuring a spacious primary suite complete with its own private bathroom, creating the perfect retreat at the end of the day. The additional bedrooms are generously sized, offering flexibility for family, guests, or a home office. Outside, the possibilities are endless. Multiple storage sheds provide ample room for all your outdoor equipment, recreational gear, tools, and hobbies. Whether you're looking for space to garden, explore, or simply enjoy the privacy of your own acreage, this property delivers. Located directly across Route 31 from beautiful Oneida Lake and just 4 miles from the nearest marina, you'll enjoy quick and convenient access to boating, fishing, and all the recreational opportunities the lake has to offer. Combining rural tranquility with easy access to one of Central New York's most popular destinations, this property offers the perfect balance of privacy, convenience, and outdoor adventure. Don't miss your opportunity to own this exceptional property with acreage, one level living, and near Oneida Lake!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
8/10
Chittenango High SchoolGrades 9-127.9 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modular/Prefab
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Cooktop,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Separate/Formal Living Room,Galley Kitchen,Bedroom on Main Level
  • Flooring: Carpet,Ceramic Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Property

Details

  • Parcel number: 25488901100000010110020000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Dirt Driveway,Deck

Lot

  • Lot size: 5.36 Acres
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 203 x 1170

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$72$864
Property Taxes $313$3,756
Electricity $246$2,954
Total$1,591$19,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,548/yr
40% on housing$47,730/yr
45% on housing$42,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 13037$190
Madison County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 13037$176
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Contingent$169,900
2026-08-10Price change$169,900
2026-07-28Listed for sale$189,900

For Sale by Agent

AgentThomas Tarry JR
BrokerageMove Real Estate

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