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236 Hamrick Rd #4, Gastonia, NC, 28056

4beds
3baths
2,319sqft
$473,430
$204price/sqft
$3,082/moest. monthly cost
$123,280/yrincome needed

About This Home

Discover The Hannah Plan at The Terraces at Cramerton Mills. Step into this thoughtfully designed 4-bedroom, 3 full bathroom craftsman-style home that offers the perfect blend of elegance and functionality. With the primary suite on the main, upper floor and an expansive finished basement, this plan is ideal for those who want space to live, work, and play. Enjoy soaring 9-foot ceilings on both levels, creating an open and airy feel throughout the home. The bright kitchen features quartz countertops, 42" white cabinetry, designer tile backsplash, two large windows over your sink that over look the wooded homesite, and under-cabinet lighting to add that perfect touch of warmth and sophistication. The kitchen looks out into the great room and dining area, making entertaining effortless. Every detail has been considered—from the 5-panel doors throughout the home, dimmable lights in rooms, to the generous owner’s suite with dual vanities, semi-frameless shower door, and a walk-in closet. Downstairs, the finished basement offers two additional bedrooms, a third full bathroom, an finished bonus room you could use as an office, and a flexible living space—perfect for a recreational room or a second living room. Located in the picturesque town of Cramerton, just west of Charlotte, NC, and only 20 minutes to the airport, this home combines small-town charm with easy access to city conveniences. Don't hesitate to come see this home because there are only 2 homesites left in our Terraces community where you can build this incredible plan! Stop by for a tour today and secure your spot before they’re gone and don' forget to ask about the incentives for this community! Ask the Community Sales Advisor for more information on promotions!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

10/10
10/10
Cramerton Middle SchoolGrades 6-80.6 mi
5/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Fiber Cement,Stone Veneer

Other

  • Builder model: Hannah
  • Builder name: Brookline Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,In Hall,Laundry Closet,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Area

  • Features: Open Floorplan
  • Level: Main

Features

  • Breakfast Bar,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas Log,Gas Vented,Great Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,225
  • Finished area above ground: 1,094

Great Room

  • Features: Open Floorplan
  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 1,094
  • Total interior livable area: 2,319 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Recreation Room

  • Features: Open Floorplan
  • Level: Basement

Property

Details

  • Parcel number: 309146
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.23 Acres
  • Features: Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,393$28,716
Home Insurance *$171$2,052
Property Taxes $303$3,636
Electricity $215$2,591
Total$3,082$36,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,668/yr
40% on housing$92,460/yr
45% on housing$82,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 28056$169
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28056$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Price change$473,430
2026-07-26Listed for sale$472,830

New Construction

AgentAndi Bliss
BrokerageBrookline Homes LLC

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