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4560 Cara St, Pace, FL, 32571

3beds
3baths
1,553sqft
$266,900
$172price/sqft
$2,029/moest. monthly cost
$81,160/yrincome needed

About This Home

Explore the Palm, the featured floorplan of Parker Grove! Enjoy low-maintenance living with access to a relaxing community pool, all just minutes from top-rated schools, shopping, dining, grocery stores, and medical care. The Palm features 3 bedrooms, 2.5 bathrooms, and a 1 car garage across 1,500 square feet. When entering the Palm from the covered porch, you are greeted by an inviting foyer on the first floor that leads to garage access on the right, and a half-bath on the left. Just past the half bath, you will find the beautiful kitchen seamlessly integrated with the main living and dining area. The kitchen features stainless steel appliances, stunning quartz countertops, breakfast bar, and pantry. The living space is made bright and airy with multiple windows and access to the covered patio. To the left of the foyer entrance, is stair access to the second floor. On the second floor, you will find a hallway that includes storage, the laundry space, bedroom 2 and 3, and a full bath. On the opposite side of the second floor, is a small hall leading to the primary bedroom. The primary bedroom features bright and airy windows, a large walk-in closet, and ensuite bath. The ensuite bath includes a relaxing walk-in shower, double vanity sink, and additional storage. This primary suite makes the perfect retreat. Each townhome is built with our Smart Home Connected package.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
7/10
Avalon Middle SchoolGrades 6-82.3 mi
6/10
Pace High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Craftsman
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Flooring: Vinyl,Simulated Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Multi Units,Central Air

Interior Area

  • Total structure area: 1,553
  • Total interior livable area: 1,553 sqft

Master Bedroom

  • Level: Second
  • Area: 192

Property

Details

  • Parcel number: 131n293049000000800
  • Attached to another structure: Yes
  • Zoning description: Deed Restrictions

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community

Lot

  • Lot size: 1,481 sqft
  • Features: Central Access

Parking

  • Total spaces: 1
  • Parking features: Garage,Front Entrance,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,349$16,188
Home Insurance *$206$2,472
Property Taxes $277$3,324
Electricity $197$2,366
Total$2,029$24,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,565/yr
40% on housing$60,870/yr
45% on housing$54,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 32571$167
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32571$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$266,900
2026-07-28Listed for sale$266,900

New Construction

AgentWhitney Johnston
BrokerageD R Horton Realty of NW Florida, LLC

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