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4 House College Pkg, Findlay, OH, 45840

5beds
4baths
--sqft
$630,000
--price/sqft
$4,218/moest. monthly cost
$168,720/yrincome needed

About This Home

Excellent investment opportunity featuring a four-property real estate portfolio in Findlay, Ohio, offered together as one package for $630,000. The package includes 123 Garfield Ave., 119 Garfield Ave., 241 George St., and 114 George St. These college rental properties are rented individually by the bedroom, except 241 George St. They are offered as an established rental model and with flexible income potential. This portfolio provides investors with the opportunity to acquire multiple properties in a single transaction and expand or establish their Findlay rental holdings. The list price reflects the entire four-property package. Lease prices, rent roll, and updates are provided upon request.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

--
Northview Primary SchoolGrades K-20.9 mi
6/10
Glenwood Middle SchoolGrades 6-80.5 mi
6/10
Findlay High SchoolGrades 9-120.9 mi

Construction

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 610000331930
  • Zoning description: Residential

Features

  • Levels: Two

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$337$4,044
Property Taxes $503$6,036
Electricity $193$2,320
Total$4,218$50,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,617/yr
40% on housing$126,540/yr
45% on housing$112,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$134
Hancock County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$630,000

For Sale by Agent

AgentGarrett Gatton
BrokerageDye Real Estate & Land Company

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