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4830 State Highway 96, Yreka, CA, 96097

3beds
2baths
1,800sqft
$480,000
$267price/sqft
$3,315/moest. monthly cost
$132,600/yrincome needed

About This Home

River Front Property Rural yet easy access to both town and the I-5 Two houses Main House with a Studio cabin Numerous garages outbuildings sheds and shops Garden Livestock and chicken coop areas extra large dog pens and over 100 yards of riverfront access Surround covered porches Handicap accommodating New roof New paint New Kitchen New bathrooms New windows Sprinkler irrigated well maintained yards Filled with fruit and nut trees Including Full RV Parking and Hook ups... water, electric power, sewer

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
6/10
Yreka High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Linoleum / Vinyl,Slate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,800 sqft

Property

Features

  • Exterior features: Composition
  • Has view: Yes
  • View description: Water,Mountain
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Earthquake
Heat Wave
Landslide
Volcanic Activity

FEMA Declared Disasters in Siskiyou County and California

Earthquake
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$250$3,000
Property Taxes $240$2,880
Electricity $398$4,786
Total$3,315$39,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,657/yr
40% on housing$99,450/yr
45% on housing$88,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 96097$168
Siskiyou County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 96097
Siskiyou County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Price change$429,000
2026-07-28Listed for sale$480,000

For Sale by Owner

AgentProperty Owner

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