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1921 4th St SW #83, Hickory, NC, 28602

2beds
1baths
985sqft
$210,000
$213price/sqft
$1,456/moest. monthly cost
$58,240/yrincome needed

About This Home

Completely refreshed and move-in ready, this charming 2-bedroom, 1-bath ranch is packed with updates and ready for its next owner! Start your mornings on the inviting covered front porch before stepping inside to discover luxury vinyl plank flooring throughout, a beautifully remodeled kitchen and bathroom, fresh interior and exterior paint, updated fixtures, replacement insulated windows, and a newer HVAC system, creating a modern, comfortable living space. At the time of the current owners’ purchase three years ago, the home underwent significant improvements, including updates to the roof, electrical panel, and crawlspace, adding lasting value and peace of mind. Outside, you’ll find a fully fenced backyard, a spacious deck perfect for relaxing or entertaining, two detached storage buildings for all your tools and hobbies, and plenty of gravel parking. Conveniently located near shopping, dining, schools, and major highways, this beautifully updated home offers comfort, convenience, and exceptional value. Don’t miss your opportunity to make it yours!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
Longview ElementaryGrades PK,3-51.5 mi
3/10
Grandview MiddleGrades 6-81.1 mi
4/10
Hickory HighGrades PK,9-123.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Fiberglass
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Exhaust Hood
  • Laundry features: In Kitchen

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 985

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 985
  • Total interior livable area: 985 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 370105293296
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$92$1,104
Property Taxes $103$1,236
Electricity $200$2,405
Total$1,456$17,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,920/yr
40% on housing$43,680/yr
45% on housing$38,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 28602$151
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28602$178
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$210,000

For Sale by Agent

AgentJayana Linder
BrokerageBetter Homes and Gardens Real Estate Foothills

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