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4212 Timber Brook Ct, Swansea, IL, 62226

2beds
2baths
1,691sqft
$459,900
$272price/sqft
$3,678/moest. monthly cost
$147,120/yrincome needed

About This Home

A new detached villa is currently under construction in Jennings Station, designed to combine modern luxury with functional living. Set on a spacious plot, the villa features a traditional architectural style with clean lines, large windows, and open-plan interiors that maximize natural light. Once finished, the villa will include two bedrooms and two full bathrooms, a state-of-the-art kitchen, drop zone, and a spacious back patio. This villa will offer zero entry access from not only the garage into the home but also entering into your primary suite shower. Sustainable materials and energy-efficient systems are being integrated throughout the build, ensuring a comfortable and eco-friendly home tailored to modern lifestyles.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
8/10
4/10

Construction

Condition

  • New construction: Yes

Materials

  • Construction materials: Brick,Vinyl Siding

Other

  • Builder name: D&F Home Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom2

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,691

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,691 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Laundry

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Property

Details

  • Parcel number: 08030202019
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 8,712 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Earthquake
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$522$6,264
Property Taxes $701$8,412
Electricity $130$1,569
Total$3,678$44,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,102/yr
40% on housing$110,340/yr
45% on housing$98,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 62226$135
St. Clair County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 62226$103
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$459,900

New Construction

AgentPamela J Patterson
BrokerageRE/MAX Preferred

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