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892 Summit Ave Floor 3, Jersey City, NJ, 07307

3beds
2baths
1,400sqft
$899,000
$642price/sqft
$6,095/moest. monthly cost
$243,800/yrincome needed

About This Home

SELLER OFFERING RATE BUY DOWN CREDIT. Welcome to 892 Summit Unit 3 a newly renovated historic 3 bedroom, 2 bathroom home by Medna Developers, offering approx 1,400 sqft. The main floor provides an open concept living area with 11 ft ceilings and oversized Andersen windows that fill the space with natural light. The chef's kitchen features premium SS appliances, waterfall quartz countertops, and custom wood and glass cabinetry. Your Primary Bedroom offers a custom floor to ceiling accent wall, built in closets, accent pendant lighting, and a luxurious ensuite bathroom with floor to ceiling large format tile and top line shower fixtures. Completing your main floor are 2 additional large bedrooms with built in closets, accompanied by a full bath, laundry, coat and linen closets for additional storage. Your staircase leads you to a XL rooftop with gas / water / electric hookups, perfect for entertaining. Driveway parking offers additional convenience. Located on a quiet block near Palisade Ave restaurants, Pershing Field Park, major NYC transit and JSQ PATH. 892 Summit delivers modern design and convenience in the heart of the Heights. Please note that all sqft are approximate.

Getting Around

95
WalkingWalker's Paradise
67
TransitGood Transit
71
BikeVery Bikeable

Schools

Construction

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Brownstone,Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Private Roof Top,1 Other Room

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Parking

  • Parking features: 1 Car,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$189$2,268
Property Taxes $1,168$14,016
Electricity $193$2,318
Total$6,095$73,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,971/yr
40% on housing$182,850/yr
45% on housing$162,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$642This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$510
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$899,000

For Sale by Agent

AgentJOHN W POGGIOGALLE
BrokerageNEW AND MODERN GROUP LLC

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