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4878 & 4880 State Highway 3, Star Lake, NY, 13690

4beds
3baths
0sqft
$399,000
--price/sqft
$3,382/moest. monthly cost
$135,280/yrincome needed

About This Home

Welcome to this unique property in Star Lake! Great income property! Home: Built in 2023, approximately 5,400 sq. ft. with 3 bedrooms and 3 bathrooms. Property highlights: Unique barndominium Includes a 1-bedroom, 1-bath apartment Situated on approximately 2.7 acres There is also a busy store that is leased and the garage could also be leased as well. Direct access to the Cranberry Lake snowmobile trail. (The owner is a referral agent with TLC Real Estate.) The home is currently being leased for $1700 a month, lease expiring in May 2027 and Store is leased for $2500.00 a month with lease expiring in June of 2027. More details and pictures coming soon!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Newer Home (0-5 yrs)
  • Year built: 2022

Materials

  • Foundation: Basement
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove,Water Heater(Electric)

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Cathedral Ceiling(s),Open Floorplan
  • Flooring: Laminate,Vinyl

Heating

  • Heating features: Propane

Interior Area

  • Total structure area: 3,488

Property

Details

  • Parcel number: 224.04324.1

Features

  • Stories: 2
  • Patio & porch: Covered porch,Deck
  • Exterior features: Lighting

Lot

  • Lot size: 2.70 Acres
  • Lot size dimensions: 400 x 300

Parking

  • Total spaces: 4
  • Parking features: 3 car garage,3 or more parking spaces,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$478$5,736
Property Taxes $641$7,692
Electricity $246$2,954
Total$3,382$40,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,954/yr
40% on housing$101,460/yr
45% on housing$90,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13690$134
St. Lawrence County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 13690$60
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$379,000
2026-07-28Listed for sale$399,000

For Sale by Agent

AgentTania J Sterling
BrokerageT.L.C. Real Estate, LLC

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