636 N Terrace Avenue #3-E, Mount Vernon, NY, 10552
About This Home
Lovely sunny unit! Be the first to use this brand new Kitchen -- Just installed with all new cabinets, countertops, lighting and appliances. The entire apartment has been painted and new wall to wall carpeting has just been installed. The bathroom is updated with new toilet, vanity, lighting and medicine cabinet. Apartment has a private south facing balcony off the living room. There is also a separate large dining area open to the living room. And just a 5 minute walk to the Fleetwood Metro North Train Station. The building has both garage and outdoor spaces; short wait list for your own spot. THIS IS A SPONSOR UNIT SO NO BOARD APPROVAL IS REQUIRED. Prescreening Form attached to the listing.
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1969
Materials
- Construction materials: Brick
Type & Style
- Home type: Cooperative
- Property subType: Stock Cooperative,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Refrigerator
- Laundry features: In Basement
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Elevator,Granite Counters,Quartz/Quartzite Counters,Walk Through Kitchen
- Window features: Double Pane Windows
- Flooring: Carpet,Wood
- Attic: None
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Steam
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 725
- Total interior livable area: 725 sqft
Other
- Level: First
Property
Details
- Parcel number: 0800165027010270000017
- Attached to another structure: Yes
- Special condition: None
- Exclusions: None
Features
- Patio & porch: Terrace
- Exterior features: Balcony
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 0.58 Acres
- Features: Sloped
Parking
- Parking features: Garage,Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $305 | $3,660 |
| Electricity | $246 | $2,954 |
| Total | $1,634 | $19,608 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $199,000 |
| 2026-07-28 | Listed for sale | $199,000 |
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