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4117 Nys Route Rd #12, New Hartford, NY, 13413

4beds
3baths
2,175sqft
$449,900
$207price/sqft
$3,460/moest. monthly cost
$138,400/yrincome needed

About This Home

Welcome home to this beautifully maintained 4-bedroom, 2.5-bath ranch home nestled on 1.5 acres of picturesque, park-like grounds. Offering the perfect blend of comfort, space, and convenience, this exceptional property is located in the highly sought-after New Hartford School District and is just minutes from shopping, dining, medical facilities, and all local amenities. Step inside to discover a thoughtfully designed floor plan featuring spacious living areas and radiant floor heating in the bedrooms and bathrooms for year-round comfort. The impressive primary suite is a true retreat, boasting a generous walk-in closet and a private en-suite bath. Outside, you'll appreciate the attached two-stall garage, along with an additional detached single-stall garage that provides extra storage, workshop space, or room for recreational vehicles and equipment. The expansive, beautifully landscaped yard offers a peaceful setting with plenty of room to relax, entertain, or enjoy nature. This rare combination of single-level living, modern comforts, and an idyllic setting makes this home an exceptional opportunity. Don't miss your chance to own this beautiful property in one of the area's most desirable school districts!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Myles Elementary SchoolGrades K-60.8 mi
9/10
Perry Junior High SchoolGrades 7-103.0 mi
10/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1951

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,See Remarks,Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Separate/Formal Living Room,Granite Counters,Living/Dining Room,Main Level Primary,Primary Suite
  • Flooring: Carpet,Hardwood,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Oil,Baseboard,Hot Water
  • Cooling features: Wall Unit(s),Zoned

Interior Area

  • Total structure area: 2,175
  • Total interior livable area: 2,175 sqft

Property

Details

  • Parcel number: 30488933800000030150000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 1.50 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 181 x 241

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$179$2,148
Property Taxes $648$7,776
Electricity $359$4,313
Total$3,460$41,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,628/yr
40% on housing$103,800/yr
45% on housing$92,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 13413$233
Oneida County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 13413$184
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$449,900
2026-07-28Listed for sale$449,900

For Sale by Agent

AgentJohn Sageer
BrokerageRiver Hills Properties LLC Barn

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