3082 Larson Ln #3-13, Ephraim, WI, 54211
About This Home
Located in the heart of Ephraim, across from the public beach, this classic cottage resort is ready for its next chapter. Continue its cherished tradition of summer family vacations, lazy beach days, and evenings around the campfire, or reimagine the property for the future. Set on over 2.3 acres, the property includes a year-round residence with office/reception plus nine rental units, offering a variety of possibilities. Property is under condominium ownership, and offering includes units 3-13. Change of use is subject to Village of Ephraim approval. Room dimensions and RECR apply only to the main residence. Property is being sold "As Is, Where Is". Business not included but may be negotiated separately.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Roof: Asphalt,Shingle
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Bathroom1
- Area: 76
Bathroom2
- Area: 24.75
Bedroom1
- Area: 240
Bedroom2
- Area: 217.6
Bedroom3
- Area: 129.78
Bedrooms & Bathrooms
- Bedrooms: 20
- Bathrooms: 10
- Full bathrooms: 9
- 1/2 bathrooms: 1
Dining Room
- Area: 210
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Wall Unit(s),Window Unit(s)
Interior Area
- Total structure area: 8,187
- Total interior livable area: 8,187 sqft
Kitchen
- Area: 120
Living Room
- Area: 369
Property
Details
- Zoning: Commercial South (CS)
Parking
- Parking features: Garage,Attached,See Remarks
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $15,043 | $180,516 |
| Home Insurance * | $977 | $11,724 |
| Property Taxes | $2,404 | $28,848 |
| Electricity | $769 | $9,231 |
| Total | $19,193 | $230,316 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $2,975,000 |
View on Zillow