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27640 Highway 430 S, Greenwood, MS, 38930

2beds
2baths
1,350sqft
$127,000
$94price/sqft
$1,111/moest. monthly cost
$44,440/yrincome needed

About This Home

Welcome home to this charming 2 bedroom,2 bath home nestled on 1.5 acres in the rolling hills of Carroll County. Relax by your sparkling swimming pool, or sit in your Pergola and enjoy quiet county living at its best, there is plenty open space for gardening, entertaining, or simply taking in the beautiful surroundings. The spacious two-car Carport will protect your vehicles from the elements. Located in a wonderful community, this home is the perfect blend of comfort, space and charm.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

2/10
Marshall Elementary SchoolGrades PK-613.6 mi
4/10
J Z George High SchoolGrades 7-1213.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Frame,Aluminum Siding,T-11 Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Electric,Propane,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Lease amount: 0

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Child Proof,Vinyl
  • Patio & porch: Patio,Covered Porch,Deck
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Private

Lot

  • Lot size: 1.50 Acres
  • Features: Pool,Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters in Carroll County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $642$7,704
Home Insurance *$224$2,688
Property Taxes $53$636
Electricity $192$2,304
Total$1,111$13,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,091/yr
40% on housing$33,330/yr
45% on housing$29,626/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -20.3%
-20.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 38930$81
Carroll County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 38930$72
Carroll County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$127,000

For Sale by Agent

AgentWilliam Daves
BrokerageDave's Realty

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