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LOT 65 Okeefe Rnch #Phase 3, Missoula, MT, 59808

3beds
2baths
1,235sqft
$514,990
$417price/sqft
$3,230/moest. monthly cost
$129,200/yrincome needed

About This Home

The 1,235 square foot Clearwater proves that a mid-size home can be more than it appears. Vaulted ceilings span the dining room as well as the spacious living room. The kitchen provides ample counter space and cupboard storage, is uniquely positioned in the front of the home, and includes quartz kitchen countertops and luxury vinyl plank flooring. The main suite is expansive and features two spacious closets and an ensuite with dual vanity. Sharing the second bathroom, the other two bedrooms are sizable, and one provides an oversized closet. This home also features a 4' garage extension, an enlarged front porch, and a covered patio. Photos are of similar homes.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

5/10
3/10
Frenchtown 7-8Grades 6-86.3 mi
8/10
Frenchtown High SchoolGrades 9-126.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured

Other

  • Builder name: Hayden Homes, Llc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,235 sqft

Property

Details

  • Parcel number: 04232521203540000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Back Yard,Vinyl

Lot

  • Lot size: 8,058 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Wildfire
Avalanche
Lightning
Winter Weather

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance $141$1,692
Property Taxes $334$4,008
Electricity $151$1,812
Total$3,230$38,760

Income You'd Need if You Spent...

35% on housing$110,742/yr
40% on housing$96,900/yr
45% on housing$86,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 59808$372
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59808$332
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$514,990

New Construction

AgentDakota Bateman
BrokerageERA Lambros Real Estate Missoula

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