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40 Trailside Ct #2, Saint Charles, MO, 63303

1beds
2baths
1,080sqft
$190,000
$176price/sqft
$1,379/moest. monthly cost
$55,160/yrincome needed

About This Home

Welcome home to this beautifully updated townhome in the desirable Villages of Windwood! Enjoy a well-maintained community with a neighborhood pool and plenty of guest parking. Inside you'll find an updated kitchen featuring stainless steel appliances, beautiful newer cabinetry remodeled in 2020, a pantry, and the refrigerator is included. The convenient main-floor laundry comes complete with a washer and dryer. The impressive two-story great room offers soaring ceilings, a cozy decorative fireplace, and durable solid-surface laminate flooring throughout the main level. An open loft overlooks the living area and provides the perfect space for a home office, guest accommodations, or a flexible bonus area for both. Retreat to the spacious primary suite featuring a walk-in closet and an updated En suite bath with a large vanity, relaxing soaking tub, and separate shower. The attached Oversize 2-Car Garage is almost 27 feet deep so you'll have plenty of room for two cars, plus storage, or make it into more living space for ping pong or a new art studio. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance lifestyle, this move-in ready home offers exceptional value in a great location in the heart of St. Charles County with easy access to the highways. Why rent when you can own? Make it your new place to call home today. Condo fee includes water, trash, insurance, lawn maintenance and snow removal, community swimming pool, most exterior maintenance, including roof. Easy living lifestyle!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
9/10
Barnwell Middle SchoolGrades 6-80.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Free-Standing Electric Oven,Free-Standing Electric Range,Refrigerator,Washer/Dryer,Electric Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes

Bathroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Dining Room Combo,Open Floorplan,Pantry,Separate Shower,Storage,Two Story Entrance Foyer,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Great Room
  • Fireplace: Yes
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 300155853050002.0000000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: Outdoor Pool
  • Patio & porch: Deck

Lot

  • Lot size: 574.99 sqft
  • Features: Adjoins Common Ground
  • Lot size dimensions: 20 x 30 x 28 x 20

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Attached,Driveway,Garage,Garage Door Opener,Guest,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$111$1,332
Property Taxes $167$2,004
Electricity $141$1,693
Total$1,379$16,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,280/yr
40% on housing$41,370/yr
45% on housing$36,773/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$195
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$190,000

For Sale by Agent

AgentSandi L Alexander
BrokerageRE/MAX EDGE

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