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1307 W White Rock Rd, Brazil, IN, 47834

3beds
2baths
1,680sqft
$315,000
$188price/sqft
$2,218/moest. monthly cost
$88,720/yrincome needed

About This Home

Picture pulling up to your brand-new home, quietly nestled on a private corner lot with plenty of room to enjoy the outdoors in peace. Step inside and you'll immediately notice the open-concept living space where the kitchen, dining, and living areas flow seamlessly together-perfect for relaxing or entertaining. 2-car garage can be added; Price with garage is $350,000. The vaulted ceilings add a bright, spacious feel, while the kitchen stands out with its sleek solid surface countertops and stylish black stainless-steel appliances, combining durability with modern elegance. When it's time to retreat, the primary bedroom offers a calm sanctuary complete with a generous en-suite bathroom featuring a beautifully tiled walk-in shower-an everyday luxury that makes winding down feel special. This home truly balances thoughtful design with quality finishes for comfortable, inspired living. Custom garage available- subject to builder pricing. This is a model home; interior photos are from previous staging. No Showings until on or after July 31st.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
6/10
North Clay Middle SchoolGrades 6-82.0 mi
4/10
Northview High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Elec. Range/Oven,Microwave,Range Hood
  • Laundry features: First Level,Laundry Size(6.10 X 7.5)

Basement

  • Basement: Crawl Space,None

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: 0

Bedroom2

  • Level: First
  • Area: 158.20000000000002

Bedroom3

  • Level: First
  • Area: 148.4

Bedroom4

  • Level: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 190.5

Features

  • Vaulted Ceiling(s),Walk-In Closet(s),Counter Top Solid Surface
  • Window features: Double Pane Windows,Tilt-In
  • Flooring: New Floor Covering,Vinyl,Carpet

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Level: First
  • Area: 180

Living Room

  • Level: First
  • Area: 307.5

Master Bedroom

  • Level: First
  • Area: 198

Property

Details

  • Parcel number: 110301400014000011
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Porch,Deck

Lot

  • Lot size: 0.74 Acres

Parking

  • Parking features: Driveway,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$317$3,804
Property Taxes $125$1,500
Electricity $184$2,212
Total$2,218$26,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,045/yr
40% on housing$66,540/yr
45% on housing$59,146/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 47834$136
Clay County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 47834$117
Clay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$315,000

For Sale by Agent

AgentTYLER COX
BrokerageREMAX CORNERSTONE

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