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4457 VT Route 30, Wells, VT, 05774

1beds
1baths
450sqft
$350,000
$778price/sqft
$2,595/moest. monthly cost
$103,800/yrincome needed

About This Home

A LAKEFRONT OPPORTUNITY! Welcome summers every year at Lake St. Catherine at this affordable, adorable and very charming 970 sq ft. cabin. There is little to do in this low key, move in ready retreat so enjoy lazy afternoons with crystal clear swimming, fishing or boating right off your own private boat dock. The huge lake facing open porch with swing offers hours of entertaining. Whether reading the latest novel, playing a game of cards, a board game, enjoying a meal or your favorite cocktail , the miles of sparkling water views and stunning sunsets will not disappoint. This two room cabin with heat pump provides heat and air. If your long time dream is owning a lake front property but do not want to break the bank, this Vermont getaway with 270 +/- feet of pristine lake front may check all the boxes. Located on Route 30 so access to the state beach, country club and the slate valley bike trails are less than 5 minutes away. Come see one of the prettiest lakes in Vermont and witness the privacy and serenity that this gem offers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
Wells Village SchoolGrades PK-62.6 mi
3/10
Poultney High SchoolGrades 7-124.4 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Wood Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Stove

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Living/Dining
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 450

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 450
  • Total interior livable area: 450 sqft

Property

Details

  • Zoning description: no

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered Porch
  • Exterior features: Boat Slip/Dock,Dock,Private Dock
  • Has view: Yes
  • View description: Water,Mountain(s)
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Saint Catherine Lake
  • Frontage length: Water frontage: 270,Road frontage: 250

Lot

  • Lot size: 0.88 Acres
  • Features: Level,Major Road Frontage,Open Lot,Recreational,Views,Near Country Club,Near Golf Course,Near Paths

Parking

  • Parking features: Crushed Stone

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $91$1,092
Property Taxes $481$5,772
Electricity $254$3,053
Total$2,595$31,140

Income You'd Need if You Spent...

35% on housing$88,971/yr
40% on housing$77,850/yr
45% on housing$69,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$778This listing

vs Other Active Listings

Avg $/sqft

ZIP 05774$322
Rutland County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 05774$289
Rutland County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$350,000

For Sale by Agent

AgentLori Winn
BrokerageNew England Lakeside Realty

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