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10 Killington Lane #B, Johnstown, NY, 12095

2beds
2baths
1,404sqft
$428,900
$305price/sqft
$3,242/moest. monthly cost
$129,680/yrincome needed

About This Home

Discover the Charming Winston Ranch at Aspen Hills--a thoughtfully designed 3 bed, 2 bath home offering 1,404 sq ft of modern living! This open-concept layout is perfect for everyday comfort and easy entertaining, with an optional 2-car garage and a finishable basement for even more living space. Aspen Hills is an exciting new community with 4 homesites available and 11 unique floor plans to choose from. Enjoy quality finishes like granite or quartz countertops, luxury vinyl plank flooring, stainless steel appliances, recessed lighting, and many more included features! Don't miss your chance to build your brand-new home. Schedule your private tour of our factory and model home today! Experience the quality, craftsmanship, and customization options firsthand--and start turning your dream home into a reality. Please note: this is a to be built. Builder is also the Broker/Owner and owner of Aspen Hills JDG. Listing agent is related to owner.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Warren Street SchoolGrades 2-41.0 mi
5/10
--
Pleasant Avenue SchoolGrades PK-21.9 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: Winston

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Walk-In Closet(s),Ceramic Tile Bath,Eat-in Kitchen
  • Door features: Sliding Doors
  • Window features: Egress Window,ENERGY STAR Qualified Windows
  • Flooring: Vinyl,Carpet,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,404

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Front Porch
  • Exterior features: Lighting

Lot

  • Lot size: 0.34 Acres
  • Features: Level,Cleared

Parking

  • Total spaces: 2
  • Parking features: Paved,Attached,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,168$26,016
Home Insurance *$249$2,988
Property Taxes $579$6,948
Electricity $246$2,954
Total$3,242$38,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,154/yr
40% on housing$97,260/yr
45% on housing$86,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 12095$124
Fulton County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 12095$122
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$428,900

New Construction

AgentSarah Itterman
BrokerageSterling Real Estate Group

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