11170 W COVE HARBOR DRIVE #121, Crystal River, FL, 34428
About This Home
Waterfront Living with Your Own Boat Slip & Lift in Pelican Cove! Welcome to maintenance-free waterfront living in the beautiful community of Pelican Cove in Crystal River. This beautifully updated 3-bedroom, 2-bath upstairs condominium offers 1,246 square feet of living space (1,600 total square feet), a private one-car garage, and one of the most sought-after amenities for boating enthusiasts—your own deeded boat slip with a 10,000-pound lift. Best of all, this unit has never flooded. Step inside to discover a bright and airy interior featuring neutral colors, updated finishes, and an inviting open floor plan designed to maximize both comfort and the beautiful water views. The spacious living and dining areas flow seamlessly into the updated kitchen, creating the perfect space for entertaining or simply relaxing after a day on the water. Sliding glass doors lead to the screened balcony, where you can enjoy your morning coffee while overlooking the peaceful canal that leads directly to Crystal River and the Gulf of America. Whether you're heading out for a day of fishing, scalloping, boating, or simply cruising the waterways, your boat is just steps away. From your private lift, it's approximately a 20-minute boat ride to either the crystal-clear springs of Crystal River or the open waters of the Gulf, giving you the best of both freshwater and saltwater adventures. Pelican Cove offers a true resort-style lifestyle with a climate-controlled community pool, tennis and pickleball courts, a spacious clubhouse with a full kitchen and library, and a convenient fish-cleaning station for the day's catch. The monthly HOA provides exceptional value by covering exterior maintenance, roof replacement, exterior painting, grounds maintenance, irrigation, pest control, trash service, and even property, liability, and flood insurance, allowing you to enjoy worry-free ownership. The location couldn't be more convenient. You're just 2.5 miles from Historic Downtown Crystal River and Three Sisters Springs, where you can enjoy restaurants, boutique shopping, swimming with manatees, kayaking, paddleboarding, and year-round outdoor recreation. Hiking trails are less than a mile away, and the Suncoast Parkway is only about 10 minutes away, providing an easy commute to Tampa and surrounding areas. Whether you're searching for a full-time residence, a seasonal getaway, or the perfect waterfront retreat, this move-in-ready condo offers the ideal combination of boating, recreation, and carefree Florida living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: Condo
- Architectural style: Florida,Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Open Floorplan
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,601
- Total interior livable area: 1,246 sqft
Kitchen
- Level: Second
Living Room
- Level: Second
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 17E18S180020000201210
- Zoning: PDR
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch,Screened
- Exterior features: Balcony,Lighting,Sidewalk,Boat Slip
- Has view: Yes
- View description: Water
- Water view: Water
- On waterfront: Yes
- Waterfront features: Canal - Brackish,Brackish Canal Access,Gulf/Ocean Access,Lift
Lot
- Lot size: 1,598 sqft
- Features: Landscaped
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $209 | $2,508 |
| Electricity | $197 | $2,366 |
| Total | $2,629 | $31,548 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $399,900 |
View on Zillow