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6747 Sutliff Rd, Rome, NY, 13440

2beds
1baths
825sqft
$149,900
$182price/sqft
$1,301/moest. monthly cost
$52,040/yrincome needed

About This Home

Hard to find Ranch home in the Westmoreland School District and conveniently located all on 1+ Acre! This cozy home features an open living room kitchen area, 2 1st floor bedrooms, 1 full bath and a special use room that is used as a mudroom/laundry room/pantry. The very large 2 stall detached garage can be used for parking, a workshop, storage, hobby enthusiast, you name it! All for under $150K!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1945

Materials

  • Foundation: Other,See Remarks
  • Roof: Asphalt,Metal
  • Construction materials: Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Pantry,Bedroom on Main Level,Main Level Primary
  • Flooring: Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 825
  • Total interior livable area: 825 sqft

Property

Details

  • Parcel number: 30708927400000030320000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dirt Driveway,Gravel Driveway

Lot

  • Lot size: 1.15 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 166 x 301

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$82$984
Property Taxes $216$2,592
Electricity $246$2,954
Total$1,301$15,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,605/yr
40% on housing$39,030/yr
45% on housing$34,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 13440$127
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13440$131
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$149,900

For Sale by Agent

AgentRianna M. Lazzaro
BrokerageAssist2Sell Buyers & Sellers 1st Choice

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