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401 W Hamilton #A, Richmond, VA, 23221

2beds
2baths
828sqft
$349,950
$423price/sqft
$2,316/moest. monthly cost
$92,640/yrincome needed

About This Home

Welcome to 401 N. Hamilton Street, Unit A! An updated end-unit condo ideally located in the heart of Richmond's highly sought-after Near West End! Just a short walk to Carytown, Libbie & Grove, local parks, coffee shops, restaurants, and shopping, this move-in ready home offers the perfect combination of style, convenience, and low-maintenance living. Inside, you'll find a bright, light-filled floor plan thanks to the desirable end-unit location with additional windows! The renovated kitchen features granite countertops, updated cabinetry, and ample prep space, while both the full and half bathrooms have been tastefully renovated with timeless finishes. Hardwood floors, recessed lighting, and classic details create a warm, inviting feel throughout. The first floor offers comfortable living and dining spaces, an updated kitchen, and a convenient powder room. Upstairs, you'll find two spacious bedrooms and a beautifully renovated full bath. Additional highlights include updated windows, assigned parking, access to the community pool, and low condo fees that make ownership easy! Whether you're looking for your first home, downsizing, or searching for a turnkey property in one of Richmond's most desirable neighborhoods, this home is an exceptional opportunity! Zoned for Munford Elementary and just minutes from Scott's Addition, the Fan, the Museum District, Downtown, and the University of Richmond, this is city living at its best!

Getting Around

71
WalkingVery Walkable
40
TransitSome Transit
65
BikeBikeable

Schools

10/10
4/10
4/10

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Composition
  • Construction materials: Brick,WoodSiding

Type & Style

  • Home type: Townhouse
  • Architectural style: RowHouse, TwoStory
  • Property subType: Townhouse,Condominium,Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: GasWaterHeater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • CeilingFans,DiningArea,FrenchDoorsAtriumDoors,GraniteCounters,RecessedLighting
  • Flooring: Laminate,Parquet,Slate,Tile,Wood

Heating & Cooling

  • Heating features: ForcedAir,NaturalGas
  • Cooling features: CentralAir

Interior Area

  • Total structure area: 828
  • Total interior livable area: 828 sqft

Property

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 827.64 sqft

Parking

  • Parking features: Assigned
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$83$996
Property Taxes $262$3,144
Electricity $202$2,433
Total$2,316$27,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,405/yr
40% on housing$69,480/yr
45% on housing$61,760/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 23221$314
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23221$353
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$334,950
2026-07-29Listed for sale$349,950

For Sale by Agent

AgentJoseph Lawson
BrokerageLong & Foster REALTORS

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