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951 E Steeple Chase Rd, Hayden, ID, 83835

4beds
4baths
2,433sqft
$1,199,875
$493price/sqft
$6,919/moest. monthly cost
$276,760/yrincome needed

About This Home

Welcome to the Monterey+, a 4-bedroom, 3.5-bathroom ranch-style home that will boast an open-concept layout. The great room will feature a vaulted ceiling, luxury plank flooring, and lead seamlessly into the gourmet kitchen equipped with stainless steel appliances, custom soft-close cabinetry, an island with a breakfast bar, and a walk-in butler pantry. Quartz countertops in both the kitchen and bathrooms. The primary suite will include a private bathroom with a walk-in closet, double sinks, a linen closet, and tiled shower walls. Other quality interior features include solid-core doors, smart panel, and a smart thermostat. The exterior features a large covered porch, full front and back yard landscaping with a sprinkler system, stone wainscot accents, fiber cement lap siding, timber accents, full rain gutters, and so much more

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
9/10
Canfield Middle SchoolGrades 6-84.1 mi
7/10
Coeur d'Alene High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Fiber Cement,Lap Siding,Stone,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Microwave,Disposal,Dishwasher
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Fireplace,High Speed Internet,Smart Thermostat
  • Flooring: Laminate,Carpet
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Natural Gas,Fireplace(s),Electric,Forced Air,Furnace

Interior Area

  • Total structure area: 2,433
  • Total interior livable area: 2,433 sqft

Property

Details

  • Parcel number: HL9940040010
  • Zoning: RES

Features

  • Exterior features: Lighting,Rain Gutters,Lawn
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,018 sqft
  • Features: Open Lot,Corner Lot,Level,Southern Exposure

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance $295$3,540
Property Taxes $409$4,908
Electricity $148$1,784
Total$6,919$83,028

Income You'd Need if You Spent...

35% on housing$237,222/yr
40% on housing$207,570/yr
45% on housing$184,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$493This listing

vs Other Active Listings

Avg $/sqft

ZIP 83835$328
Kootenai County$391

vs Homes Sold Last Month

Median $/sqft

ZIP 83835$296
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$1,199,875

For Sale by Agent

AgentRay Cross
BrokerageColdwell Banker Schneidmiller Realty

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