112 W Chestnut St, Lancaster, PA, 17603
About This Home
Commercial mixed-use property in a prime location! Located in Lancaster City's Central Business and Art Districts. Building offers a retail/office on the first floor and a two bedroom apartment on the second and third floor. The two units have separate entrances. so can be leased separately. The location offers heavy foot traffic, within walking distance to all that downtown Lancaster City has to offer, across from the PA College of Art & Design, around the corner from Gallery Row and easy access to the N. Water Street parking garage.
Getting Around
Walker's Paradise
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1860
Materials
- Foundation: Stone
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Flooring: Carpet,Hardwood,Vinyl
- Finished area above ground: 1,864
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,864
- Total interior livable area: 1,864 sqft
Property
Accessibility
- Accessibility features: 2+ Access Exits
Details
- Parcel number: 3310098900000
- Attached to another structure: Yes
- Zoning: CENTRAL BUSINESS CORE
- Special condition: Standard
Features
- Levels: Two and One Half
- Stories: 2
- Pool features: None
Lot
- Lot size: 871 sqft
- Lot size dimensions: 19 x 47 x 19 x 48
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Earthquake
- Hurricane
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $594 | $7,128 |
| Electricity | $224 | $2,692 |
| Total | $4,026 | $48,312 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $594,900 |
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